Archive for November, 2015

Bad Credit Because of Medical Issues

Thursday, November 26th, 2015 | Permalink

Just because someone has bad credit does not mean they are irresponsible. I know that some are, and they are solely to blame for the financial mess that they are in. There are others though, like me, who made good decisions with money but got stuck in a hard place because of circumstances outside their control. That is what happened to me when I became sick a few years ago. I ended up missing nearly two months of work because I was in and out of hospitals. I actually had to look up poor credit loans online just to be able to get some help when I was going through this.

I had excellent credit for years, but it just took two months of no income to throw all of that down the drain. I needed a loan, but no bank would give one to me because I had become so delinquent in all of my bills. (more…)