Bad Credit Because of Medical Issues

Just because someone has bad credit does not mean they are irresponsible. I know that some are, and they are solely to blame for the financial mess that they are in. There are others though, like me, who made good decisions with money but got stuck in a hard place because of circumstances outside their control. That is what happened to me when I became sick a few years ago. I ended up missing nearly two months of work because I was in and out of hospitals. I actually had to look up poor credit loans online just to be able to get some help when I was going through this.

I had excellent credit for years, but it just took two months of no income to throw all of that down the drain. I needed a loan, but no bank would give one to me because I had become so delinquent in all of my bills. The irony is that I needed the loan so I could pay those delinquent bills and get back on my feet, but it was hard to find someone to help me at first.

I was desperate though and was not about to lose everything because of something out of my control. I went online and did some research on how people who have run into a streak of bad luck can get the help that is needed to get back on their feet. That is how I found out about this site that had a lot of good suggestions on it on how to obtain a loan when poor credit is definitely a factor. I was able to obtain a loan because of the suggestions there, and that is the only reason I was able to get myself back on track financially. I learned that it is never so bad that it cannot be fixed, no matter what it is.