We Were Able to Get a Home Loan

USDA Rural Development - Home LoansMy husband and I have been wanting to buy a house for years. We never thought we could afford it though because we knew there was no way we could come up with the down payment on one on our own. When a friend and her husband bought a house because of usda loans, she gave me the website so I could get information for us too. I realized that our dreams were a lot easier to reach because of this type of loan, and we started looking for a house in the approved areas in our region.

We thought that the only way to get 100 percent financing was if you had a perfect credit score.